Low Cost Auto Insurance There are many methods of getting the low cost auto insurance even for the individuals having the higher risks for the accidents. The vehicle you choose must have the safety features because the lower the risk the lower the auto insurance rates. The next is that the individual must have the fine track record in driving along with the good credits. The other factor is that the vehicle must have the low mileage and the vehicle must be small. The type of the vehicle will really affect the insurance rates so it must be properly maintained. The personal injuries are also related to the auto insurance and this type of insurance will pay the full medical expenses in the case of accidents. The collision auto insurance will cover the vehicle damages only during the accidents. The comprehensive auto insurance is expensive bu they include the coverage for the theft, fir and any types of the natural disaster.